Not in a FEMA flood zone? Your home could still be at risk – and you could suffer more than your neighbor

Your home’s true flood risk is far more complex than FEMA flood maps reflect.

FEMA的百年洪水地圖只回答洪水是否會到達某片街區，且普遍過時，約1460萬套房產的實際風險被低估。研究者用逐戶數據說明，同一條街上的房子因水深、房齡、交通與保險不同，受災與恢復能力差異巨大，社區平均值會掩蓋最脆弱的住宅。